Terms of Service

Last Updated: October 2025

1. Acceptance of Terms

By accessing or using X402IQ's services, including software, SDKs, APIs, cognitive network nodes, and integrations with the X402 Protocol ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not access or use our Services.

2. Description of Services

X402IQ provides a decentralized AI infrastructure that enables cognitive data processing and autonomous decision-making through:

  • X402IQ SDKs and developer APIs
  • Integration with the X402 Protocol and network nodes
  • AI inference and data orchestration services
  • Cloud-based tools and node management dashboards
  • Token-based access and on-chain functionality

3. User Responsibilities

3.1 Account Security

  • You are responsible for maintaining the confidentiality of your account credentials, API keys, and authentication tokens.
  • You must notify us immediately of any unauthorized use or security breach.

3.2 Compliance

You agree to comply with all applicable laws, including those related to blockchain, AI ethics, data protection, and digital asset regulation.

3.3 Prohibited Activities

You may not use our Services to:

  • Conduct illegal or unethical activities
  • Manipulate or falsify blockchain transactions
  • Attempt to bypass or disable security mechanisms
  • Reverse engineer, decompile, or tamper with software components
  • Interfere with other users' access or system performance

4. Software and Protocol Usage

4.1 License

You are granted a limited, non-exclusive, revocable license to use X402IQ software and SDKs solely for development and integration purposes.

4.2 Updates

We may release over-the-network updates to improve performance or security. You agree to maintain updated versions for continued access and stability.

4.3 Ownership

All rights, titles, and interests in the X402IQ software, cognitive frameworks, and X402 Protocol integrations remain the property of X402IQ and its licensors.

5. Blockchain Transactions

You acknowledge that:

  • Blockchain transactions are public, irreversible, and immutable.
  • Fees are determined by the network and may vary.
  • X402IQ does not custody, store, or control user tokens.
  • Network delays or congestion may impact transaction confirmation times.
  • You are solely responsible for verifying wallet addresses and transaction details.

6. Fees and Payment

Certain features or services may incur fees, such as:

  • API and node usage fees
  • Token staking or computation credits
  • Developer sandbox and Cloud access

All fees are displayed on our website or dashboard and are subject to change with 30 days' notice.

7. Service Availability

We strive to ensure continuous operation of X402IQ systems; however, availability may be affected by:

  • Scheduled maintenance or upgrades
  • Blockchain network instability
  • Force majeure events
  • Technical malfunctions or third-party dependencies

We are not liable for downtime or service interruptions beyond our reasonable control.

8. Intellectual Property

All intellectual property rights in X402IQ, including but not limited to: software, SDKs, APIs, documentation, Neural Consensus Engine, and Cognitive Encryptionâ„¢ technology, are owned by X402IQ or its licensors.

You may not copy, distribute, or modify these materials without express written consent.

9. Limitation of Liability

To the maximum extent permitted by law, X402IQ shall not be liable for:

  • Indirect, incidental, or consequential damages
  • Loss of profits, revenue, or data
  • Blockchain network errors or token price fluctuations
  • Unauthorized access to your accounts or keys
  • Mistakes resulting from incorrect user input

Our total liability for any claim shall not exceed the total amount paid by you to X402IQ in the preceding 12 months.

10. Indemnification

You agree to indemnify and hold harmless X402IQ, its officers, employees, and affiliates from any claims, damages, or losses arising from:

  • Your misuse of the Services
  • Your violation of these Terms
  • Your breach of applicable laws or third-party rights

11. Privacy

Your use of the Services is governed by our Privacy Policy, which is incorporated into these Terms by reference.

12. Termination

We may suspend or terminate your access if you:

  • Breach these Terms
  • Engage in fraudulent or harmful behavior
  • Fail to pay applicable fees
  • Compromise system integrity or security

Upon termination, your license and access privileges will immediately cease, and stored data may be deleted in accordance with our retention policies.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be announced via email or posted on our website. Continued use of the Services after such changes constitutes your acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict-of-law principles. All disputes shall be resolved in the courts located in [Your Jurisdiction].

15. Dispute Resolution

Before pursuing arbitration or litigation, both parties agree to first attempt good-faith negotiations. If unresolved within 30 days, disputes may be referred to binding arbitration under applicable arbitration rules.

16. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the complete and exclusive agreement between you and X402IQ regarding the Services.

18. Contact Information

For questions, legal inquiries, or support regarding these Terms, contact us at: